Personal CDs & IRAs

Queenstown Bank offers many different CD and IRA options to meet your needs.

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Certificates of Deposit

Our fixed rate CD's are offered with terms ranging from 3 months to 5 years and with several interest payment options including having interest compounded, paid to you by check or credited to another account. Minimum deposit required is $500.

Please call us for current rates or check out our Rates page.

A substantial early withdrawal penalty may be imposed on all time accounts if closed prior to maturity.

RAD - Rate Adjustable Deposit

Rate adjustable CD's are available for 3, 4 and 5 years. Each of these RAD Certificates permit one rate increase per term. Interest can be paid to you by compounding, payment to you by check or crediting another account with us. Minimum deposit is $500.

Please call for current rates or check out our Rates page.

A substantial early withdrawal penalty may be imposed on all time accounts if closed prior to maturity.

Individual Retirement Account (IRA)

IRA accounts offer tax deferral on all interest earned as well as possible tax deductions for qualifying depositors. Ask our customer service representatives for additional information on IRA accounts available.

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