Queenstown Bank offers a variety of personal checking accounts, so finding an account that fits your individual needs is easy. The way we see it, a personal checking account is a tool that helps you manage your finances, and no matter what your needs and requirements may be, we're confident that Queenstown Bank has the right tool for the job.
QRewards Plus
With QRewards Plus checking you can earn interest on your account balance, plus you'll receive ATM withdrawal fee refunds, nationwide.* Meet quick, easy qualifications each month to bring home your full rewards. There's no monthly service fees. There's no minimum balance requirement.
Summary
- Earn 4.50% APY* on balances up to $20,000
- 4.50% to 1.17% APY on balances over $20,000 depending on balance in account*
- Earn 0.01% APY* if qualifications aren't met
- Get paid back ATM fees, nationwide (up to $25 monthly)*
- Link a QRewards Plus account to a QRewards Savings account for free!
- No minimum balance requirement
- No monthly service fee
- Free online banking & bill pay
- Free mobile banking
- Free eStatements
- Unlimited check writing
- $20 minimum deposit to open
It's Easy to Qualify
To earn your rewards, simply do the following activities and transactions in your QRewards Plus account each monthly qualification cycle:
- Have at least 1 direct deposit or ACH payment transaction(s)
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements rather than paper statements
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning the higher interest rate the very next cycle.
*Click on the Learn More button below for full details.
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QRewards Cash Back
What's better than free checking? Free checking that pays you back your ATM fees on top of a cash back reward for debit card purchases.* QRewards Cash Back checking pays cash back on what you actually want to buy - not just gas or groceries.
Meet quick, easy qualifications each month to bring home your full rewards. There's no monthly maintenance fee. There's no minimum balance requirement.
Summary
- Earn 4% cash back on debit card purchases*
- Up to $8 total cash back per monthly qualification cycle*
- Get paid back ATM fees, nationwide (up to $25 monthly)*
- Link a QRewards Cash Back account to a QRewards Savings account for free!
- No minimum balance to earn rewards
- No monthly maintenance fee
- Free online banking & bill pay
- Free mobile banking
- Free eStatements
- Unlimited check writing
- $20 minimum deposit to open
It's Easy to Qualify
To earn your rewards, simply do the following activities and transactions in your QRewards Cash Back account each monthly qualification cycle:
- Have at least 1 direct deposit or ACH payment transaction(s)
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements rather than paper statements
Yup, that's it! Even if you don't qualify, you still enjoy free checking. And you can get back to earning your full rewards the very next cycle.
*Click on the Learn More button below for full details.
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Direct Advantage Checking
Our Direct Advantage checking account is a perfect solution for those with electronic deposit activity. All you need is an electronic deposit*, such as direct deposit payroll, to post to your account during each monthly statement cycle and there are no minimum balance requirements and no monthly service fees.
*If electronic deposits are discontinued, after three months, the account will automatically be converted to a Regular Checking Account and applicable minimum balance requirements and fees would apply.
Summary
- No minimum balance requirement
- No monthly service fee
- Free online banking & bill pay
- Free mobile banking
- Free eStatements
- Unlimited check writing
- $20 minimum deposit to open
Regular Checking
Our Regular checking account is an ideal option for those looking for a simple checking account.
Summary
- $20 minimum deposit to open
- $3 monthly service fee
- Minimum daily balance of $300 required to avoid monthly service fee
- Free online banking & bill pay
- Free mobile banking
- Free eStatements
- Unlimited check writing
Senior Advantage Checking
Our Senior Advantage checking account is a great option for account holders 55 years of age or older.
Summary
- No minimum balance requirement
- No monthly service fee
- Free online banking & bill pay
- Free mobile banking
- Free eStatements
- 1-box of basic safety paper, wallet size checks may be ordered annually at no cost.
- Unlimited check writing
- $20 minimum deposit to open
NOW Account
Our NOW checking account is an interest bearing checking account option that is available to individuals and sole proprietorships.
Summary
- Interest bearing checking account
- $1000 minimum deposit to open
- $5 monthly service fee
- Minimum daily balance of $1000 required to avoid monthly service fee
- Free online banking & bill pay
- Free mobile banking
- Free eStatements
- Unlimited check writing
Interested in opening a NOW account? Visit any one of our nine branch locations today!
Super NOW Account
Our Super NOW checking account is an interest bearing checking account option that is available to individuals and sole proprietorships.
Summary
- Interest bearing checking account
- $2500 minimum deposit to open
- $5 monthly service fee
- Minimum daily balance of $2500 required to avoid monthly service fee
- Free online banking & bill pay
- Free mobile banking
- Free eStatements
- Unlimited check writing
Interested in opening a Super NOW account? Visit any one of our nine branch locations today!
Make the Switch
Are you interested in switching your accounts to Queenstown Bank but you're not sure how to get started? Use our Switch Kit to help you get started today!
Switch Kit