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Certificates of Deposit
Click here to view all of our deposit rates. Interest is paid on all balances, fees or penalties could reduce earnings on accounts. Early withdrawal penalties may be imposed on all time accounts if closed prior to maturity. * RAD (Rate Adjustable Deposit) Certificates - the interest rate and annual percentage yield may change after account opening upon the customer's written request to change the rate as indicated above. *** Annual percentage yield on compounded certificates assumes that the interest will remain in the certificate for the full term. Interest may be paid periodically by check or electronic transfer, per customer request, but the annual percentage yield will change. if you prefer, but the annual percentage yield will change. Fees or penalties could reduce earnings on accounts. Individual Retirement AccountClick here to view all of our deposit rates. All of the certificates of deposit (above) are available to IRA customers. IRA certificates will bear the same rates as provided above but will only be available as compounded certificates. In addition to IRA certificates, IRA customers may also open an IRA savings account. See IRA Savings rates and terms above under Checking and Savings accounts. All our IRA accounts are subject to the rules and regulations of the established IRA Plan regulations set by the Internal revenue Service. A substantial early withdrawal penalty may be imposed on all time accounts if closed prior to maturity. Savings and Checking Accounts
Click here to view all of our deposit rates. Interest is paid on all balances; fees could reduce earnings on accounts. *The interest rate and annual percentage yield may change after account opening. **Rates will be paid if account qualifications are met during monthly qualification cycle. Non-qualifying interest rate is 0.01% with a 0.01% APY. See Personal Checking page on our website or contact one of our customer service representatives for qualifications. ***Must have a Kasasa Cash or Cash Back checking account to establish a Kasasa Saver account. Attached Kasasa checking account must qualify to obtain above rate. Kasasa Saver non-qualifying interest rate is 0.01% with a 0.01% APY. ^Annual quoted rate will remain in effect through maturity. Maximum $500 deposit per business day. If account is closed prior to maturity an early withdrawal penalty and loss of accrued interest will be imposed. Fees or penalties could reduce earnings on accounts. |